How to Create a Sole Trader Tax Buffer
A workable tax buffer is less about finding one magic percentage and more about building a repeatable rule for every typical payment pattern your business creates.
1. Start with the recurring payment pattern
The app annualises a typical payment or recurring income figure because one isolated invoice is a weak basis for a reserve rule. The more realistic the pattern, the more usable the buffer becomes.
2. Split tax, GST, and optional super
The buffer works best when each obligation has its own bucket. That makes it easier to see what belongs to tax, what belongs to GST, and what you are deliberately reserving for super.
3. Tie the rule to the next action
Once the reserve rule exists, the next step depends on the job. Use BAS tools for statement detail, the calendar for due dates, and the full sole trader tax calculator when you need deeper annual modelling.
Next steps
Start with the Buffer app, then move into the BAS Calculator, tax calendar, or full sole trader tax calculator depending on what you need next.